Fresh Start Financial and Services LLC (“we,” “us,” or “our”) operates freshfin.co. We are a financial connection service that connects consumers seeking personal loans and related financial services with third-party lenders and financial service providers. We are not a lender, bank, broker, or financial institution, and we do not make credit decisions, originate loans, or guarantee approval.
Fresh Start Financial is an advertising-supported connection service. We are compensated by the lenders and financial service providers in our network when we refer or connect you with them. This compensation may influence which partners or offers are presented to you and their placement. We do not charge you any fee to use our service. The compensation we receive does not change the terms, rates, or approval decisions of any lender — those are determined solely by the lender.
When you use our form, we may collect:
We share the personal information you provide with third-party lenders and financial service providers in our network so they may contact you and present offers. By submitting your information, you expressly consent to your data being transferred to these third parties.
Under certain state privacy laws, including the California Consumer Privacy Act, this transfer of your information to third-party partners for compensation may be considered a “sale” or “sharing” of personal information. You have the right to opt out of this sale or sharing — see the Your Privacy Rights section below.
By submitting our inquiry form and checking the consent box, you provide prior express written consent under the Telephone Consumer Protection Act (TCPA) to be contacted by Fresh Start Financial and its lending partners via phone calls, pre-recorded or artificial voice messages, SMS/text messages, and email, including through the use of automated technology. Consent is not required as a condition of any purchase or service.
You may opt out at any time:
California Residents (CCPA/CPRA): You have the right to know what personal information we collect, request deletion of your information, correct inaccurate information, opt out of the sale or sharing of your information, and receive non-discriminatory treatment for exercising these rights.
To opt out of the sale or sharing of your personal information, email privacy@freshfin.co with the subject line “Do Not Sell or Share.” We also honor opt-out preference signals, such as the Global Privacy Control (GPC), where required by law. To exercise any other right, contact us at privacy@freshfin.co.
Other States: Residents of Colorado, Virginia, Connecticut, Texas, and other states with comprehensive privacy laws may have similar rights, including the right to opt out of targeted advertising and the sale of personal data. Contact us at privacy@freshfin.co to exercise your rights.
We retain your information only as long as needed to connect you with lending partners and to meet our legal and regulatory obligations, after which it is securely deleted from our systems.
We use 256-bit SSL encryption and reasonable administrative and technical safeguards to protect your information. However, no method of transmission over the internet is 100% secure, and we cannot guarantee absolute security.
Our services are intended for individuals 18 years and older. We do not knowingly collect personal information from minors. If you believe a minor has provided us information, contact us and we will delete it.
We may update this policy from time to time and will post the revised version with an updated effective date. Your continued use of our site after changes are posted constitutes acceptance of the updated policy.
Email: privacy@freshfin.co
Mailing: Fresh Start Financial and Services LLC, 1603 Capitol Ave, Ste 415 #297122, Cheyenne, WY 82001
Opt Out of Sale/Sharing: privacy@freshfin.co
Do Not Call: donotcall@freshfin.co